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First Time Buyer’s Guide to Pemberton

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First Time Buyer’s Guide to Pemberton

Wherever you choose to buy, purchasing your first property can sometimes feel like quite an intimidating experience. You are excited about the prospect of owning a home but you are unfamiliar with the process and unsure about the steps involved.

We are Pemberton’s only locally operated and owned boutique real estate company and are here to make the process as easy as possible for our clients.

If you’re a first time buyer in Pemberton, here are some quick tips to help you get started:

Determine Your Budget

The first thing to establish is your budget, as this will ultimately determine which properties you look at and how much financing you may require.

When it comes to defining your budget, there is more to consider than just the price of the listing. There are property taxes, home maintenance costs, inspection fees, strata fees, lawyer and Realtor fees, and emergency funds. Be sure to factor in everything you can think of so there are no surprises along the way.

Secure financing

Once you have properly established your budget it is time to secure financing (should you require it). We always advise our clients to get pre-approved for a mortgage as this will make the process much faster and smoother when it comes to submitting an offer on a property.

Discuss your options with your Realtor in order to makes sure it’s the best fit for you and it meets your short and long-term real estate goals. As a brokerage, we work with a number of local mortgage agents and can point you in the right direction when it comes to securing financing.

Finding a property

After you determine your budget and financing you can start looking for potential properties. Discuss your needs and wants with your Realtor to help narrow down your search and find the best match for your requirements.

It is important to keep an open mind throughout the process and trust your agent. It is common to have a specific location or property type in mind and reject other options, however, there are always other possibilities you may not have considered that are perfect for your needs!

In an area such as Pemberton which operates very much in a micro-market a local expert will give you an advantage when looking to buy. Our agents are all long-time locals and can guide you through the nuances of the Pemberton marketplace.

Understanding the buying process

When you have found your new dream home, it’s time for the buying process to start. This is where having a knowledgeable local Realtor will come in handy! They will negotiate the best possible offer and ensure that all the paperwork and necessary inspections have been carried out.

As a company, our aim is to ensure the process is as simple and stress-fee as possible for our clients. We live in this community and love welcoming new people to the area! Get in touch to start the search for your first Pemberton property!